The Four Major State-Owned Banks Do Not Stop Working With The Ministry Of Railways &Nbsp, Calling Their Big Clients.
Recently, some media said that after the "7. 23" motor vehicle accident, banks will be raised.
Ministry of Railways
Loan interest rate for related projects.
In this regard, the four major state-owned industries, agriculture, China and construction
business
The bank responded on the 29 day, and will not stop cooperation with the Ministry of railways. Interest rate fluctuations are based on market rather than accident.
A recent railway accident made many people believe that the cooperation between the bank and the Ministry of Railways will change, and the new lending rate may be raised.
In this regard, the Agricultural Bank of China said that ABC will continue to maintain good cooperation with the Ministry of railways, and will determine the project loan according to the comprehensive consideration of various factors such as market situation and risk situation.
The Bank of China also said that pricing will be based on market conditions, and no pricing strategy will be affected by an accident.
ICBC said that ICBC loan pricing fully follows market principles.
At present, the bank's loan quality to the railway system is good.
ABC said that the loan quality of the Ministry of Railways is normal and its shape is good.
"The Ministry of Railways is a big client. It is impossible for the two sides to cooperate because of an accident. Interest rates can not be arbitrarily changed."
China Construction Bank responsible person told reporters, on the one hand, China Construction Bank for high risk industries to maintain pressure.
policy
3 years ago, the exit mechanism was introduced, and the credit risk of railway system was withdrawn earlier.
On the other hand, the bank has been carrying out the railway credit strictly according to the strict system, and the asset quality is better.
Yang Zaiping, vice president of the China Banking Association, said
Bank
The overall quality of the railway system loan is good.
Bank interest rates should be set according to the principle of pricing risk. Even if market conditions change, adjustments will be made within reasonable limits.
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