Fourth Quarter Investment And Financing &Nbsp; How To Cooperate With Risk Control.

CPI rose by 3.5% in August, making

Fourth quarter should be grasped

Recently, the latest data released by the central bank showed that as of August, China's financial institutions accounted for 21 trillion and 40 billion yuan in foreign exchange, an increase of 243 billion yuan compared with July, hitting a new high in the year.

Analysts said that the current interest rate increase is expected to be strong, the renminbi still has room for appreciation, hot money and hot money are pouring into the stock market, the property market and related enterprises, which will inevitably bring investment in related fields, and will also cause investors to participate blindly.

But judging from the current stock market, it may be because the "double section" is near. Investors in the A share market are not in love with each other, so most investors choose to "bag for safety".

Relevant experts believe that light warehouse can guarantee liquidity, but it may also lose the best investment opportunities.

"A series of unstable factors may lead to an increase in investor's risk aversion and sell, but many investors do not realize that this is the low price of the market. If the stock market is still on a downward trend in the last four trading days before the national day, investors are advised to buy on the cheap and turn to the holding Festival."

Lv Suiqi, deputy director of the financial research center of Peking University, said so.

Besides, bonds are also a good choice.

Lv Suiqi said that before the festival, investors who choose to hold shares are suitable for investors who have certain risk resistance ability.

Proper allocation of ultra short term financial products

With the advent of two quarters, the market's risk aversion is heating up again.

It is understood that customers who used to deposit money into banks were worried about the losses brought by the central bank's future interest rate adjustment, and they should choose more short-term investments to avoid risks and to operate capital flexibly.

Ultra short term RMB financial products have become the darling of the current context.

"On the one hand, the product is short in time and flexible in funds; on the other hand, it is also robust. The rate hike is so strong that the yield of RMB financial products over the short term is also higher than that of deposits, which is a good choice for this period."

Mr. Sun, a state-owned bank customer, said.

At the same time, the high yield foreign currency financial products have not had the momentum before.

"At present, the appreciation of the renminbi keeps rising, while foreign currency continues to depreciate. China's economic development will be strong in the future. If we continue to buy foreign currency financial products, the risk of shrinkage will be very high, especially for foreign currency financial products with a term of 3 months to half a year."

A financial manager of a branch of the Bank of China said.

"But ultra short term financial products still have risks and are more suitable for investors with experience in buying."

Lv Suiqi thinks.

Watch out for futures products being "hot" by hot money.

Perhaps affected by the influx of hot money, on the first trading day of this week, the variety of domestic commodity futures market rose again, and many varieties of futures prices recorded a record high, including soybeans, corn, soybean oil and other cereals, Oils and fats and oil products.

Not only that, gold futures have also reached a new high, close to 1300.

Combined with various disasters worldwide this year, the output of agricultural products, including wheat, will be directly affected.

Relevant people predict that the fourth quarter of agricultural products futures prices are likely to continue to rise, and the influx of hot money is likely to boost the prices of the above products, once the hot money ebb tide, ordinary investors will fear the last bar.

In response, Shang Fulin, chairman of the securities and Futures Commission, said yesterday that Futures Company should play a role in restraining excessive speculation.